I will be spending less during retirement after subjecting your mind and body. If you have debt, your first order of business is to get rid of it. Being the pioneers of sharing financial literacy to the masses, the colayco financial education will be offering a collective investing seminar, this coming july 30, 2016, 9. Colayco divides the financial life into four phases. Francisco colayco has been helping filipinos manage their money and. Colayco is an entrepreneur, venture developer and renowned financial adviser. Your only source of income is your salary and commissions. What experiences in your overseas work would compel you to. When you are budgeting, you are making your money do what you want it to. So far, i have robert kiyosakis rich dad poor dad and francisco colaycos pera mo, palaguin mo. Your budget is the best tool you have next to your income to build wealth.
After all, you cant properly invest in yourself or your future if you have a mountain of credit card debt that you havent addressed yet. These concepts may sound daunting to the layman who knows nothing about investments, but colayco was able to make them engaging, bitesize and almost too easy to act upon which they probably are, if youre up for the task. Saving tips spend your th month pay and christmas bonus wisely. In fact, your money can do most of the work to help you retire comfortably if you save and invest consistently. You have assets and investments that generate passive income, which accounts for 20% of your total income, which funds 20% of your needs. He is the chairman of colayco foundation for education, inc. Pera mo palaguin mo book series by francisco colayco practical.
Gender and financial literacy training manual national anti. So give yourself more leeway when making your investment plans. How to make money online 1 starting your own business. Heres how to make your assets propel you to a secure retirement. Wealth within your reach pera mo palaguin francisco j colayco is available in our digital library an. Francisco joven colayco is a philippine businessman. Published july 2005 by colayco foundation for education, inc. Published 2004 by colayco foundation for education, inc. Remember your book will be made into a pdf, mobi, epub, html and. How to make your money work for you even while you sleep. Investment enables you to let your savings money grow while you are not actually. Start your free trial and access books, documents and more. The key is to try it, adjust accordingly, until the formula starts working for you. This book is a simple and easytounderstand guide on how you can make your money.
How to make money online 6 download your free copy at yes, thats a little overly simplistic, but its a good start. Author of four best seller books for personal finance wealth within your reach. Be the first to ask a question about making your money work. Colayco, 2005, colayco foundation for education, inc. This will help you to begin to reach your financial goals. Read writing about francisco colayco in gusto kong yumaman. Its a great way to distribute your book whether youre making money or not. Collective investing is for longtime and firsttime investors. He has over 45 years experience that covers service. This also refers to not knowing how to make money grow and work for the person instead of the person work ing for hisher money. Before, making your plan, here are some tips on what you should be ready to do.
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